New Hampshire Paycheck Calculator 2026

How this calculator works

New Hampshire is one of the simplest paychecks in the country to work out, because there is no state or local layer to add. Whatever the federal government and FICA leave you is what reaches your account. Three deductions, and that is the whole list:

• Federal income tax, on your pay after the standard deduction, at the 2026 brackets.
• Social Security, 6.2% of gross pay up to the annual wage base.
• Medicare, 1.45% of gross pay with no cap, plus 0.9% on pay above $200,000.

There is no fourth line. New Hampshire has no state withholding, no local income tax, and no other payroll deduction taken from wages. Unemployment insurance is financed by the employer, which is why it never appears on your pay stub.

That last point is worth stating plainly, because “no income tax” does not always mean “nothing comes out”. Alaska has no income tax either and still withholds a share of unemployment insurance from every check. New Hampshire really does take nothing.

The tax that used to exist, and does not anymore

New Hampshire has never taxed wages. What it did tax, until recently, was investment income: interest and dividends above a threshold, at a rate that had already been stepping down for several years. The New Hampshire Department of Revenue Administration’s own page on the tax lays out the schedule plainly:

“The tax was assessed at 5% for tax periods ending prior to December 31, 2023, 4% for taxable periods ending on or after December 31, 2023, and 3% for taxable periods ending on or after December 31, 2024. The I&D Tax was repealed for taxable periods beginning after December 31, 2024.”

That repeal means tax year 2026, the year this calculator models, is the second full year with no Interest and Dividends Tax on the books. The same page states the wage position directly: “The State of New Hampshire does not have an income tax on an individual's reported W-2 wages.” Combined, the two sentences describe a state where nothing taxes personal income — wages were never in scope, and the one tax that touched investment income is gone.

New Hampshire take-home pay by salary

Single filer, standard deduction, 2026 rates, no 401(k) contribution. Every figure comes from the same arithmetic the calculator above runs.

New Hampshire hourly paycheck: what your rate is worth after tax

At 40 hours a week for 52 weeks. The gross hourly rate is the same everywhere; what survives tax is not.

What this calculator does not cover

This tool models federal income tax, Social Security, Medicare and the payroll programs your state actually runs — nothing more. It deliberately leaves out:

• Itemized deductions and federal tax credits — the Child Tax Credit, the Earned Income Tax Credit, education credits. The engine always applies the standard deduction; there is no itemizing path.
• A second job, self-employment income or 1099 pay. Every dollar you enter is treated as one employer’s W-2 wages, taxed at the employee share of Social Security and Medicare — not the self-employment tax a 1099 worker actually owes.
• Pre-tax benefits other than the 401(k) field — health insurance premiums, an HSA or FSA, commuter benefits. The only amount taken out before tax is the percentage you enter for a 401(k).
• Local taxes — city income tax, county tax, or a school-district tax. Where a state levies one, our methodology page says so by name; this calculator does not add that line, with two exceptions: the Indiana and Maryland calculators add the local income tax for the county you choose.
• Overtime premiums. An hourly rate is multiplied by the hours you enter; it does not add a time-and-a-half rate for hours worked past 40 in a week.
• Wage garnishments or court-ordered deductions — child support, a wage levy. Your result assumes none exist.
• The Additional Medicare Tax, at the single-filer threshold. The 0.9% surtax above $200,000 is applied at that one figure for every filing status, the way an employer actually withholds it — not the higher threshold a married couple filing jointly may end up owing at tax return time.
• Married filing separately, or a qualifying surviving spouse. The calculator only offers single, married filing jointly, and head of household.

None of these are in the estimate. Some of them change what you owe or get back when you file, and a calculator cannot ask for everything they depend on. See why your pay stub will differ for the details.

Key facts that affect your take-home pay in New Hampshire

• No tax on wages, and none on investment income either, as of 2025. The Interest and Dividends Tax, which never touched a paycheck, is fully repealed for taxable periods beginning after December 31, 2024.
• No state filing status. Marriage changes your federal tax and nothing else. The selector above is federal-only for this state.
• A 401(k) still helps, but only federally. Deferring pay cuts your federal tax; there is no state tax here for it to cut.
• Unemployment insurance is the employer's. New employers start at 2.7% of the first $14,000 per employee, before any quarterly Fund Balance Reduction; none of it is withheld from wages.

Common mistakes people make

• Assuming a no-tax state means nothing is withheld. True in New Hampshire, not true in Washington or Alaska. Check the state, not the label.
• Confusing the old Interest and Dividends Tax with a wage tax. Even before it was repealed in 2025, it never applied to a paycheck — only to interest and dividend income above a threshold.
• Comparing a New Hampshire offer to one in Pennsylvania on gross pay alone. On $60,000 the gap is $1,884 a year, which is real money and does not show up in the salary line.

Example calculation

A single filer on $60,000 in New Hampshire, 2026, no 401(k):

• Gross pay: $60,000.00
• Federal income tax: −$5,020.00
• Social Security (6.2%): −$3,720.00
• Medicare (1.45%): −$870.00
• New Hampshire state tax: $0.00
• Take-home pay: $50,390.00 a year, or $4,199.17 a month

Compare with other states

The same $60,000, single filer, 2026. New Hampshire’s real neighbors Maine and Vermont are not yet published on this site, while Massachusetts has its own page. The table below lines it up against the other states here with no wage tax, plus Pennsylvania as a contrast that does tax wages.

New Hampshire, Texas, Wyoming and Tennessee all come out identical to the cent, because none of them withholds anything at state or local level from a paycheck. Washington has no income tax either, but its Paid Family and Medical Leave and WA Cares premiums still leave it $832 below New Hampshire on the same salary — a reminder that “no income tax” is not the same claim as “nothing withheld.” Against Pennsylvania, which taxes wages at a flat 3.07% and adds a small employee unemployment-insurance withholding on top of that, the gap is $1,884 a year on the same gross pay.

Frequently asked questions

Sources

The federal figures on this page — the brackets, the standard deduction and FICA — are read from the official documents below. The New Hampshire figures are read from the state’s own law and withholding guides, which we quote and date on our methodology page: New Hampshire does publish its own document, but revenue.nh.gov and nhes.nh.gov refuse automated requests with HTTP 403, though both documents were read from their Internet Archive snapshots, so we have no link from this machine that we have verified ourselves. If one of our numbers disagrees with one of theirs, they are right and we have a defect to fix — tell us.

The federal documents these figures are read from

• IRS — 2026 inflation adjustments (Rev. Proc. 2025-32) — the federal brackets and the $16,100 standard deduction.
• IRS — Topic no. 751, Social Security and Medicare withholding rates — the 6.2% and 1.45% rates and the 0.9% Additional Medicare Tax.
• SSA — Contribution and benefit base — the $184,500 Social Security wage base.

All links checked September 30, 2026. One source is named on this page but not linked: revenue.nh.gov and nhes.nh.gov refuse automated requests with HTTP 403, though both documents were read from their Internet Archive snapshots, so we have no link we have checked ourselves and we will not publish one we have not. The figures and the dates we read them are on our methodology page.

Related reading

• Paycheck calculators for every state we publish
• Pennsylvania paycheck calculator — the nearest state on this site that does tax wages
• Wyoming paycheck calculator — another state with no income tax at any level
• How we calculate these figures, and where the rates come from